About – Robert Bradford

I’m a Cemap qualified mortgage broker based in the north west of England. If you think I can help please get in touch here on the website.

Mortgage News From Mortgage Strategy

Mortgage approvals up in December: e.surv

First-time buyers, remortgage customers and second steppers all benefited from cheap mortgage rates in December, according to e.surv. The latest Mortgage Monitor from the firm found that there were 66,390 mortgages approved during the final month of the year. Approvals last month were recorded at 4.2 per cent higher than in November 2018, and 7.8 […]

FSCS declares four mortgage firms in default

The Financial Services Compensation Scheme has named four mortgage and financial firms as becoming insolvent in December. Seren Independent Advisers Limited, based in Oxfordshire, Well Alley Limited in West Sussex and Gann Management Limited in Manchester all failed at the end last year. The FSCS also reports that HBFS Financial Services Limited in Hertfordshire is […]

Mortgage Guides From Lending Expert

What To Do If You Fall Behind With Mortgage Payments

Struggling to make your mortgage payments can be overwhelming, and knowing what to do next or where to turn to isn’t always easy. Many people in this situation choose to ignore the problem in the hope that it will go away on its own, but […] The post What To Do If You Fall Behind […]

How To Buy A House With Help From The Government

Buying a property is no easy task, it requires a large upfront deposit and a decent income in order to be approved for a mortgage. For most individuals, coming up with a 10% or even 5% deposit can be a real struggle and often is […] The post How To Buy A House With Help […]

What Does A Mortgage Broker Do?

Mortgage brokers are financial advisors that specialise – as their name suggests – in mortgages. They work with individuals looking for mortgages, carrying out affordability assessments, explaining the application process, and recommending the best deals based on a borrower’s personal circumstances. Different Types Of Mortgage […] The post What Does A Mortgage Broker Do? appeared […]

Mortgage Market Review (MMR) Explained

After the 2008 credit crunch and the financial crash that followed, the UK government carried out a thorough review of the mortgage market, implementing changes that came into force in 2014. These changes were the result of the conclusion drawn by the government that mortgages […] The post Mortgage Market Review (MMR) Explained appeared first […]

Refused a mortgage? Don’t worry we can help

If you have been declined a mortgage from your bank or mortgage lender then dont worry as we may still be able to help. Our experts help mortgage applicants who dont fit the ‘standard’ mainstream requirements and who may have been refused a mortgage or […] The post Refused a mortgage? Don’t worry we can […]

Lifetime Mortgages Explained [The Expert’s Guide – All You Need To Know]

It is never easy to think about the future in terms of care needs or not being able to live in your home. However, in order to make the right financial decisions to ease the burden on your family, potential future care needs must be […] The post Lifetime Mortgages Explained [The Expert’s Guide – […]